Who wants to save money?

Who wants to save money?

During these times of high deductibles, co-insurance, co-pays and many other unaccounted for expenses, people are looking to save money wherever they can.  I try to conserve finances wherever possible.  I’d like to share some good and easy ways to decrease spending when an unexpected medical issue comes into your life.
  1. Watch local ads and coupon books.  Sunday papers cost $1.50 at the store and are even cheaper when you get them delivered to your house.  There is a plethora or resources at your fingertips in that one bundle of ads.  
  2. Watch local store’s competitiveness.  Most stores are willing to price-match items at the cheapest rate you find them in other local store ads.  A lot of stores will also honor other stores coupons in an effort to gain your business.  Don’t like to look at ads?  There are even price matching apps for smartphones and tablets that do all the work for you.
  3. Buy in bulk.  Buying in bulk can be significantly cheaper that buying in smaller quantities.  You have the opportunity to buy in bulk and then portion what you need for different things.  This can also bring down the amount of times you need to use gas to run to the store.
  4. Make freezer meals.  Making freezer meals can be one of the most cost effective things you can do if you are a busy family or even if your single.  Often times, we find ourselves eating out because it’s more convenient after running around all day working or chaffering your kids around to sports and other activities.  Just get home, take an already cooked meal out of the freezer, pop it in the oven for a while and you’re good to go for a dinner that is probably much more healthy that eating out three times a week.  You can also make freezer crockpot meals that you can place in your crockpot before you leave home for the day.
  5. Thrift stores.  Ok, some of you are probably cringing right now thinking “They’re dirty” or “They’re crowded”.  While some are that way, some also are not.  In the long run, it’s a good idea to shop around at different second hand stores and find your favorite.  Often times, you can find name brand items at a fraction of the price than you pay at a department store.
  6. Most importantly, shop around.  Don’t buy the first thing you see at the first place you see it.  In general, things are not one of a kind.  If you find a shirt at a department store that you cannot live without, check online to see if there are any stores where it’s cheaper.  Shopping online has an added bonus of free shipping on a lot of websites.  Free shipping also means, one less trip to the store.

We cannot predict the future.  But we can try to improve how we handle unexpected financial difficulties.  The cost of living and medical expenses will only continue to go up.  Practice some of these for a couple weeks, I bet you will be surprised how much money you save.

Nicki Dochniak
Clinic Coordinator Supervisor

May 22nd, 2015

Posted In: General

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